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May 23, 2009

NBA star, financial experts, and I inspire high school students

Wednesday afternoon, I spoke at the Carver School of the Arts, one of the most successful high schools in the Atlanta Public Schools system.  A good friend of mine, Samuel T. Jackson, CEO of the Economic Empowerment Initiative Inc., hosted a summit for high school students on the importance of financial literacy. 

I was on a panel with Amar’e Stoudemire from the Phoenix Suns, Andrew McClain from Ameriprise Financial, Pamela Cross from Wachovia Banks, a Wells Fargo Company, Corey Sutton from H&R Block, and Dana Lee Jones from State Farm. 

Though it didn’t last long, the summit was a major success.  Every question we received was great. In fact, the students’ questions were better than most adults’. I was rejuvenated by the kids’ enthusiasm and believe that our words of wisdom did not fall on deaf ears.   Speaking to young students who can form good financial habits early is definitely one of the most rewarding activities of this campaign. 

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students nowadays should learn managing their finances especially now that students credit cards can be acquired by young adults. they should know the pros and cons of getting a card.

That's awesome. Focusing on the adolescents is probably better than any regulation could ever do.

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About Me

Greetings! I’m Kevin D. Johnson, a business owner who has recently assumed the role of consumer advocate and internet activist. Atlanta, Georgia is my home.

My Story

Upon returning from my wonderful honeymoon in Jamaica in October 2008, I received what I thought was an ordinary American Express bill, but to my surprise it was a disappointing letter informing me that my credit line was reduced by about 65% for a highly suspicious and discriminatory reason. Considering my excellent credit score and pristine payment history, it just didn’t make sense. However, what does make sense are the unfair and insidious policies that I have uncovered when asking why. It is time to change them.

Good Morning America tells my story.

The Goal

I created this web site to document and share my challenging journey to change what is wrong, unfair, and unjust in the credit card industry. The ultimate goal of this web site is to inform consumers of ways to stand up for themselves against treacherous business practices and to educate consumers about how to improve their credit. Finally, I hope to encourage a more open dialogue with credit card companies about their policies–good and bad.

Success

I am proud to say that this blog's unyielding demand for change led to an important amendment in the final Credit CARD Act signed by President Obama on May 22, 2009. Despite this major accomplishment, there is still more work to be done.

View video of bill hearing in Maryland

Testifying at a bill hearing in Annapolis, Maryland

Speaking Engagements

In an effort to educate as many people as possible about financial management, especially about how to manage the current credit crisis, I have begun to speak around the country at colleges, universities, corporations, chamber of commerce meetings, congressional hearings, trade organization meetings, etc. Having acquired a wealth of information that will help to empower people and to improve their financial future, I feel that sharing this information is the least I can do to make a positive impact. For information on my availability for speaking opportunities, please send an e-mail to Jennifer Silverman at jennifer@silvermanworldwide.com.


Speaking at a university

Disclaimer

All information provided on NewCreditRules.com is provided for information purposes only and does not constitute or substitute for professional financial advice. Information on NewCreditRules.com is subject to change without prior notice. Although every reasonable effort is made to present current and accurate information, NewCreditRules.com makes no guarantees of any kind. This web site may contain information that is created and maintained by a variety of sources both internal and external. These sites are unmoderated forums containing the personal opinions and other expressions of the persons who post the entries. NewCreditRules.com does not control, monitor or guarantee the information contained in these sites or information contained in links to other external web sites, and does not endorse any views expressed or products or services offered therein. In no event shall NewCreditRules.com be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such site or resource.

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