I’m credit card debt free, finally
Yes. It’s a word, and it’s the first word that comes to mind when I think of
our nation’s excessive, self-obliterating appetite for easy credit during these
past few years. In many cases, we consumers are to blame for the economic
implosion, not the big banks which cry in their defense “we simply supplied a demand.”
you accuse me of siding with the likes of Lloyd Blankfein or sounding self-righteous
like President Jimmy Carter in his scathing “malaise” address to the nation on
Jul. 15, 1979—about two months before I was born, by the way—hear me out.
some point, we consumers have to take matters into our own hands and become totally
responsible for our financial welfare. And
I don’t mean that in a revolutionary, militia-like, or tea party way. It’s easier
than that. Simply put, we must rid
ourselves of dependence on credit in all aspects of our lives.