Despite what it seems, this site is not dedicated to brooding over and complaining about rogue banks, rapacious credit card companies, and shoddy credit bureaus. It just so happens that—and you don’t have to be a marketing guru to know this—people are more likely to tell others about bad experiences. This site is no different.
 |
 |
 |
|
||
 |
|
 |
|
||
Greetings! I’m Kevin D. Johnson, a small business owner who has recently assumed the role of consumer advocate and internet activist. Atlanta, Georgia is my home.
Upon returning from my wonderful honeymoon in Jamaica last October, I received what I thought was an ordinary American Express bill, but to my surprise it was a disappointing letter informing me that my credit line was reduced by about 65% for a highly suspicious and discriminatory reason. Considering my excellent credit score and pristine payment history, it just didn’t make sense. However, what does make sense are the unfair and insidious policies that I have uncovered when asking why. It is time to change them.
I created this web site to document and share my challenging journey to change what is wrong, unfair, and unjust in the credit card industry. The ultimate goal of this web site is to inform consumers of ways to stand up for themselves against treacherous business practices and to educate consumers about how to improve their credit. Finally, I hope to encourage a more open dialogue with credit card companies about their policies–good and bad.
Testifying at a bill hearing in Annapolis, Maryland
Speaking at a university
